Congratulations! You’re ready to buy a home!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel overwhelming, but we can help. We’re here to make the home loan process a whole lot easier with tools and expertise to guide you along the way.
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
The best way to find out if you qualify is to apply now!
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 815819 or Licensed by the Department of Business Oversight under the California Finance Lenders Law, 815819
